Call to speak to one of our mortgage specialists on (0191) 5018028
Whether you're a first-time buyer, looking to move home, remortgage your existing property or a Buy-to-Let investor, our specialist mortgage advisers can help you find the right mortgage product for your specific needs.
As brokers, we have access to exclusive mortgage deals that are not available on the high street to customers directly. We may also be able to help if you have been turned down for a mortgage in the past due to poor credit history or because your situation is non-standard.
First time buyer mortgages
There are several mortgage schemes available to choose from, which is good for you as this keeps prices competitive. However, as a first time buyer, it also means that the mortgage market can be very confusing. You will hear terms like ‘fixed rates’, ‘trackers’, ‘cashback’, ‘valuation’ and 'loan to value ratio'. You may also be concerned about what type of mortgage would best suit your circumstances.
Our financial consultants are completely independent of any one mortgage lender, so can offer you truly impartial advice. They will explain all of the relevant terms used when arranging a mortgage and will take you step by step through the entire home-buying process, from mortgage application to completion.
Moving home can be a stressful experience – not least when trying to find and arrange the right mortgage for your needs. Our experts will help guide you through the options considering your individual requirements. It may be possible to port your existing mortgage deal onto your new property, avoiding early redemption penalties. If you're buying a new property you may be able to part-exchange your existing property, or you may wish to consider the government's new Help-to-Buy scheme if you need assistance with a larger deposit.
Whatever your circumstances, our mortgage advisers are equipped to offer you professional and independent advice to secure the best deal for you.
‘Remortgage’ means switching your mortgage deal to another mortgage lender. Remortgaging is a good way to escape high or increasing variable rates and is a good way to save money or borrow additional funds.
You may want to switch to a lender that offers more flexibility, or one with an offset savings facility. You may want to reduce the term of your mortgage, or increase it. You may just want to reduce the cost of your monthly mortgage payments. You may want to borrow additional funds for home improvements or debt consolidation, or for general capital raising purposes.
Whatever your needs, our advisers can review your existing arrangements and provide bespoke advice on the most appropriate remortgage solution for you.
A buy-to-let mortgage (also known as an investment mortgage) is designed for borrowers who want to let their property out to a third party (i.e. tenants).
Whether it's buying your first investment property, adding to your current property portfolio or restructuring your existing buy-to-let mortgage(s), Trinity can help.
Why not contact us today for a free consultation to discuss your requirements on (0191) 5018028
Trinity Financial Services (NE) Ltd is authorised and regulated by the Financial Conduct Authority. FCA no.208933.
Registered in England No. 04226015. Registered Office: Regus House, 4 Admiral Way, Doxford International Business Park, Sunderland, SR3 3XW.
Your home may be repossessed if you do not keep up
repayments on your mortgage.
Buy to Let Mortgages are not regulated by the Financial
Debt consolidation: Think carefully before securing other
debts against your home. Your home maybe repossessed if you do not keep up
repayments on your mortgage.